The invention relates to the technical field of software application program loading and especially relates to an APP loading method for intelligent equipment, and the intelligent equipment and a system with application of the method. The APP loading method for the intelligent equipment disclosed by the invention is characterized in that an APP does not need to be installed separately and can be directly loaded and operated, so a user's operations become more concise and waiting time is shorter; the whole loading course is transparent to the user, so the user does not need to change operation habits; and block-type loading is adopted, so the time used by the user to wait for services can be shortened effectively. The loading method disclosed by the invention is characterized in that an installation document of a target APP is cut into blocks; and the blocks which are firstly needed in the installation document will be downloaded and loaded preferentially, and resource information is then downloaded and loaded after program running according to demands, so that time used by the user for application program starting is shortened. According to the invention, resource documents are dynamically loaded during the App running, so storage space is reduced; and demands proposed by the App for the storage space of the wearable intelligent equipment can be reduced.