The invention relates to electronic device with sterilization protective layers. The electronic device with sterilization protective layers comprises a communications body and a money holder. The money holder comprises a bottom plate, a guide plate and a pushing and butting plate, the guide plate and the pushing and butting plate respectively perpendicularly extend along two sides of the bottom plate, a plurality of first accommodating barrels and a plurality of second accommodating barrels are arranged on the bottom plate, money slots are formed in the bottom plate, and the sterilization protective layers are arranged on the inner side surfaces of the first accommodating barrels. A plurality of guide grooves are formed in the guide plate at intervals, a plurality of pushing and butting grooves which correspond to the guide grooves are formed in the pushing and butting plate, the extension direction of each guide groove is identical to the extension direction of the corresponding pushing and butting groove and is oblique relative to the bottom plate, and the guide grooves and the corresponding pushing and butting grooves are jointly used for accommodating bank cards. The electronic device with sterilization protective layers has the advantage that the electronic device is helpful for carrying coins.