A cold-rolled steel sheet includes a predetermined chemical composition, and includes a structure expressed by: an area fraction of ferrite: 95% or more; an area fraction of retained austenite and an area fraction of martensite: 1% to 3% in total; a product of the area fraction of retained austenite and a carbon concentration in retained austenite: 1 or more; a value of I(111)/{I(100) + I(110)} at a region where a depth from a surface is 1/4 of a thickness of the cold-rolled steel sheet when intensity of a (hkl) plane is expressed by I(hkl): 2 or less.