The present invention discloses a coating organic efficient granule fertilizer, which comprises an organic layer, a urea formaldehyde resin layer, a humic acid and alginic acid gel slow-release layer, and a surface coloring layer, and is characterized by comprising, by weight, 40-60% of urea, 10-20% of monoammonium phosphate, 5-10% of potassium chloride, 0.03-0.05% of trace elements such as boron, iron, calcium and manganese, 1-2% of an additive, 10-20% of an alginic acid gel, 5-10% of humic acid, 5-10% of a urea formaldehyde resin, 10-20% of heavy oil, 5-10% of nigrosine, 3-5% of paraffin, and 3-5% of bitumen. According to the present invention, the obtained fertilizer has effects of plant growth adjusting, crop physiological metabolism stimulating, crop stress resistance enhancing, crop seed quality improving, sustained-release time improving, and easy crop absorption, and has characteristics of stable color, good strength, caking preventing and high fertilizer utilization rate so as to reduce the crop planting cost.