The invention provides a method for installing non-contact payment application in an intelligent card, which comprises the following steps that: (a) the intelligent card obtains an RFID standard corresponding to the non-contact payment application, and the RFID standard is marked by marking information pre-provided in the non-contact payment application; (b) the intelligent card judges whether to support the non-contact payment application by judging whether it supports the RFID standard corresponding to the non-contact payment application; if yes, installing the non-contact payment application; and if not, not installing the non-contact payment application. The invention also provides the corresponding intelligent card and a mobile terminal. After the scheme of the invention is adopted, the payment application which is not supported is not installed, thereby preventing the installation of the non-contact payment application which is not supported in the intelligent card so as to solve the problem of the RFID standard compatibility of the non-contact payment application and the intelligent card.